Last Reviewed: 7/30/2010

The Penfed Visa Platinum card might be called a hidden gem. The value proposition of this card is very straightforward: its awesome for gas rewards (5% cashback), very good for supermarket rewards (2% cashback) and plain Jane on all other purchases (1% cashback).  

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The Hilton Honors Card from American Express earns points good towards free hotel stays at Hilton Family properties worldwide.

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For those of you who like to get to the answer fast, PlasticIQ estimates the value of Hilton points to be worth around $0.0043 per point. This is a complex question to tackle (and like many rewards calculations, at times subjective), but here’s PlasticIQ’s take. The first thing to note is that the value of Hilton rewards actually varies depending on several factors, primarily:

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PIQ’s Assessment of the Discover Business Miles Rewards Card

• The 2 miles per dollar of spend on gas purchases is fairly unexceptional, especially with the travel/gas cap of $5,000 per year (after which point you only get 1 miles per dollar of spend).  There are at least a couple of cards that offer 5 cents per dollar of spend on gas.
• Additionally, the 2 miles per dollar of spend on travel related purchases is outdone by more focused, higher rewarding cards.

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