Last Reviewed: 7/13/2010  Last Revised: 8/21/2010

If you just read some random Chase Freedom promotional materials, the Chase Freedom credit card probably seems like an amazing offer, paying a whopping 4% bonus cashback (on top of the base 1% cashback!) on rotating spend categories each quarter.  

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The Chase Freedom card comes in several different flavors of rewards programs. According to one of the more competent CSRs that I spoke to at Chase, the Ultimate Rewards program is the direction that Chase is moving in.

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