Review of the Citi Thank You Preferred Card
Tuesday, January 3rd, 2012Last Reviewed: 1/2/2012
Read the rest of this entry »
While the Citi Thank You Preferred credit card is normally positioned as the no-fee (and thus, fewer rewards) version of the Citi Thankyou Premier Card, we’ve uncovered a hidden offer that gives you the same sign-up bonus as the fancy-schmancy Premier card, but with no annual fee (compared to the $125 annual fee on the premier version). As Saka of Airbender fame would say, “we’ve got your back.”
The Citi ThankYou Premier Card is a cornerstone of Citi’s credit card offerings, and a solid one at that. With a bone-crushing 50K spend target bonus (you just need to spend $2,500 in 3 months to earn these points), plus the potential to have this card perform at or near the 2% cashback level (read on to find out how), along with a 33% boost in the value of your points when you redeem for airfare, this card could make a fox smile. 
While the Chase Freedom® Card probably can’t start a revolution, it does provide a whopping 5% bonus cashback on rotating spend categories each quarter. Additionally, the Chase Freedom® card comes with a nice cash bonus–either $200 or $100 depending on which offer you apply for (the $100 cash back bonus card also provides a 0% into APR–details below). In order to earn the bonuses you need to spend a certain amount on the card within a certain period of time, but it’s generally easy to do (see below for more info).