Written: 12/30/2011
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Today I’m taking a break from writing about credit card reward programs and new credit regulations and such, and instead meandering into the realm of the “thought experiment”. Indulge me.
Last Reviewed: 6/10/2011
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Recently Amex scrapped the Blue Cash Card, and replaced it with 2 variants: Blue Cash Everyday and Blue Cash Preferred. Generally speaking, Blue Cash Everyday performs similarly to the Preferred version at relatively low levels of monthly spend (around $700 per month) when used on all types of purchases, and can outperform Blue Cash Preferred at spend levels of $500 or less.
Last Updated: 7/7/2011
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The Discover Open Road Card is a cash back card specializing in gas and restaurant rewards. It is hands down one of the most, if not the most, complex rewards programs that I have ever come across. It’s so complex that it took me a full 30 minutes just to figure out how to program it into the PlasticIQ Ranking Engine. While we are big fans of Discover and tout some of their cards, unfortunately this card isn’t one of them (not per se because of the complexity, but simply because the rewards don’t add up).
Last Updated: 5/30/2011
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The Penfed Visa Platinum Gas card might be called a hidden gem. The value proposition of this card is very straightforward: its awesome for gas rewards (5% cashback)–but plain Jane on all other purchases (1% cashback).
