Archive for July, 2010

Review of the PenFed Visa Platinum Cashback Rewards Credit Card

Saturday, July 31st, 2010
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Last Reviewed: 7/30/2010

penfed-visa-platinum-cashback-rewardsThe Penfed Visa Platinum card might be called a hidden gem. The value proposition of this card is very straightforward: its awesome for gas rewards (5% cashback), very good for supermarket rewards (2% cashback) and plain Jane on all other purchases (1% cashback).  

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Review of the American Express Blue Cash Credit Card

Saturday, July 24th, 2010
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Last Reviewed: 7/23/2010
blue-cash-amexWhile this card ranks 2nd out of the 32 cash back credit cards that PlasticIQ currently tracks in our ranking engine, if the Blue Cash card is used properly and in a disciplined manner, it can easily be the top dog—-with potential to earn an affective cashback rate of 3% or even more.

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Review of the Discover Escape Credit Card

Sunday, July 18th, 2010
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Last Reviewed: 7/17/2010

escape-by-discover-card
The Discover Escape credit card (aka Escape by Discover) masquerades as a travel credit card, but is really a cash-back credit card with restrictions on how the cash back can be redeemed. Restrictions aside, this piece of plastic is a heavy hitter, and is PlasticIQ’s top-ranked cash back credit card when examined over a 3-year usage period.

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Review of the Schwab Credit Card

Saturday, July 17th, 2010
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Last Reviewed: 7/26/2010

Important note: Around 3/31/10 Schwab stopped offering this card for new applicants (though current users of the card are grand-fathered in for the time-being). This is a loss of the plastic community:( I’ve let my full original review below for those wanting to see what they’ve missed.

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Overview of the Chase Freedom Cashback Credit Card

Wednesday, July 7th, 2010
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Last Reviewed: 7/13/2010  Last Revised: 8/21/2010

If you just read some random Chase Freedom promotional materials, the Chase Freedom credit card probably seems like an amazing offer, paying a whopping 4% bonus cashback (on top of the base 1% cashback!) on rotating spend categories each quarter.  

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